IMT Jovem 2026: How Much Young Buyers Save in Portugal
No IMT or stamp duty up to €330,539 for buyers aged 35 or under: savings by price and the conditions.
By the MoneyBackKit Portugal team · Updated 20 October 2026 · 4 min read
In 2026, if you're 35 or under and buying your first home to live in, you pay no IMT or stamp duty up to €330,539 (the limit rose 2% from 2025). Above that the exemption is partial up to €660,982.
What IMT Jovem saves
| Price | Without IMT Jovem | With IMT Jovem | Saving |
|---|---|---|---|
| 200 000 € | 5 142 € | 0 € | 5 142 € |
| 300 000 € | 12 942 € | 0 € | 12 942 € |
| 330 539 € | 15 324 € | 0 € | 15 324 € |
| 400 000 € | 21 437 € | 6 113 € | 15 324 € |
| 500 000 € | 30 237 € | 14 913 € | 15 324 € |
| 660 982 € | 44 403 € | 29 079 € | 15 324 € |
| 700 000 € | 47 600 € | 47 600 € | 0 € |
Conditions
- Aged 35 or under on the purchase date.
- Your first main home, and you've never owned a home before.
- Not someone else's dependant for IRS in the year you buy.
- You must live there: if it stops being your main home within 6 years, you lose the benefit.